Limited by geography.
Borderless, portable, use anywhere in the world.
Earn with any business, in any travel market, and in any language.
Limited by specific businesses or reward programs.
Increases freedom and flexibility, redeemable anytime, no expiration dates.
Rewards expire, restrictive dates and times, and cross border remittance fees.
Flexibility to redeem or share a specific amount of reward.
Non-flexible in redemption amounts.
Share with anyone such as friends, family, or neighbors.
Non-shareable, and usually restricted to owner.
Store rewards from all over the world in one digital wallet.
Keeping track of multiple reward accounts, numbers, codes, points, vouchers, and headaches.
Streamlining reward system creation and redemption.
Centralized reward systems are time intensive to set up and manage.
Fun to earn
Rewards that are uninspiring to earn.
Inflation reduces the value of rewards over time.
Value of rewards usually decreases with time and inflation.
Implementation is cost effective for businesses, and no fees for consumers.
Costly to implement for businesses, and high transfer fees for consumers.